Your business needs to know
what your profit will be. if you can hire. what's possible this year. what your profit will be.

Your bookkeeper tracks the past. I help you plan for what's next.

See How It Works
What I Do
01
Forecast Build

A 12-month financial forecast built around your actual numbers.

So you can answer questions like
Can I afford to hire?
Why is cash tight?
What happens if sales drop?
What's included
12-month Income Statement
Scenario planning for key decisions
A model you can actually use and update
Build My Forecast
02
Ongoing Support

Monthly check-ins, updated numbers, and someone who already knows your business.

On-demand support for financial questions and decisions
Monthly or quarterly model updates
Variance analysis — what changed and why
Annual budget refresh
Get Financial Partnership
Who This Is For

If you've ever said

"I think we're doing fine, but I'm not totally sure"
You're in the right place.
Let's Talk

You have the basics covered. But no one is helping you look ahead, model a decision, or understand what's actually possible for your business.

That's exactly what I do.
About

Who you're
working with

Kara Scali
Kara Scali, MBA
Founder & Financial Consultant

Kara spent 10+ years in senior finance roles at some of the most recognizable consumer brands, including Rent the Runway and charity: water, building the forecasts and P&L models that guided major business decisions. She holds an MBA from NYU Stern.

She started Margin & Forecast because small business owners kept making big calls with no real financial picture. This practice exists to fix that, without the cost of a full finance team.

Get In Touch

Let's start a
conversation.

Tell me where you are and what you're trying to figure out. I'll set up a free call to see if it's a good fit.

Email
hello@marginandforecast.com
Based in Bergen County, NJ
Working with clients nationwide
Got it. I'll be in touch soon.

I typically respond within one business day.